Tax planning, asset protection, corporate formation and fintech infrastructure — designed around your goals.
Get in touchPersonal tax structuring, residency programmes, wealth protection and cross-border asset management for individuals and families.
Entity formation across key jurisdictions, holding structures, banking relationships, substance requirements and ongoing administration.
Payment licensing, EMI applications, compliance architecture and regulatory strategy for technology-driven financial businesses.
Ciopa delivers consulting at the intersection of international law and financial technology. We serve entrepreneurs, holding companies and fintech operators who need structures that perform under regulatory scrutiny.
Our practice is deliberately focused. We go deep where others go wide — and that depth is what makes the difference when banking partners, regulators and counterparties ask hard questions.
We assess each case against several factors: incorporation jurisdiction, beneficial owner residency, business model, anticipated payment flows, counterparty geography, and projected monthly volumes. This allows us to match you with institutions that are genuinely suitable — not merely willing to open an account.
The answer depends on your core objective: asset protection, regulatory compliance, tax efficiency or operational flexibility. We analyse thin capitalisation rules, transfer pricing exposure, banking access and ownership implications to recommend the right structure.
We operate across 50+ jurisdictions globally — with particular depth in European, Middle Eastern and Asian financial centres. Our strongest expertise lies in jurisdictions most relevant to fintech, digital commerce and cross-border holding structures.
We respond during business hours within the hour. Outside business hours — the following morning.
info@ciopa.net